Welcome to Right Choice Finance.
These Terms & Conditions apply to your use of the Right Choice Finance website. By accessing, or using this website, you agree to these terms, and well you know, you get it. If you don’t agree with them then please don’t use the website.
1. About Right Choice Finance
This website is operated by Right Choice Financial Limited, trading as Right Choice Finance.
Company FSP: FSP1011591
Address: Ground Floor, 39 Bishop Dunn Place, Botany, Auckland 2013, New Zealand
Email: info@rightchoicefinance.co.nz
Phone: 027 509 0203
Right Choice Finance provides financial advice and related services in New Zealand, including home loan, mortgage and personal insurance advice within the scope described in our FAP Disclosure Statement.
2. Website Information
We try to keep the information on this website accurate, helpful, and current. Still, things can shift and some content can turn outdated over time , even if we do our best.
The information on this website is shared for general information purposes only. It should not be relied on as personalised financial, legal, tax, or accounting advice.
Your financial situation is unique, so what fits one person may not fit another. Before you make any significant financial choice, take a moment to think about your own circumstances and get appropriate professional help.
3. Financial Advice and Loan Information
Details about home loans, refinancing, investment property, insurance, interest rates, repayments, or other financial products are provided as general guidance only unless we specifically provide you with personalised advice.
Information displayed on the website does not guarantee:
- Loan approval
- A particular interest rate
- A particular lender or insurance provider
- A specific repayment amount
- Eligibility for a financial product
- Any particular financial outcome
Lending and insurance decisions are ultimately made by the relevant lender or insurer and are subject to their own criteria, terms and conditions.
Our calculators and examples are intended as guides only and should not be relied upon as a guarantee of affordability, approval or financial results.
4. Website Use
You agree to use this website only for lawful purposes.
You must not knowingly:
- Interfere with the operation or security of the website
- Introduce viruses, malicious code or harmful material
- Attempt to gain unauthorised access to the website or its systems
- Copy or reproduce website content without permission
- Use the website for spam, fraud or other unlawful activity
- Use automated methods to copy or extract website content without our permission
We may restrict or suspend access to the website where reasonably necessary.
5. Third-Party Websites
Our website may contain links to websites operated by third parties, including lenders, insurers, product providers and other organisations.
These links are provided for convenience or information. A link does not necessarily mean that we endorse the third party or its products or services.
We are not responsible for the content, availability, security, accuracy or privacy practices of third-party websites.
If you visit a third-party website, that website’s own terms and privacy policy will apply.
6. Intellectual Property
Unless otherwise stated, the content on this website belongs to or is used by Right Choice Finance with appropriate permission.
This includes our:
- Text and articles
- Logos and branding
- Images and graphics
- Website design
- Guides and other original materials
You may view and use the website for your own personal, non-commercial purposes.
You must not reproduce, modify, republish, distribute or commercially use our website content without our prior written permission, except where permitted by law.
7. Website Availability and Accuracy
We work to keep our website available and functioning properly, but we cannot guarantee that the website will always be available or free from errors.
The website may occasionally be unavailable due to maintenance, technical issues, updates, security measures or circumstances outside our reasonable control.
We may also change, remove or update website content, features or services at any time.
8. Liability
To the extent that New Zealand law allows it Right Choice Finance is not responsible for any loss or harm that could come from you relying on the general information shared through this website. That is, even if the material is a bit dated, incomplete, or just not right for your own particular situation, or maybe the same sort of thing shows up on third party websites.
Nothing in these Terms & Conditions is meant to exclude or limit any right, liability, or duty that can’t legally be excluded or restricted under New Zealand law.
9. Privacy
Also, your use of this website is tied to our Privacy Policy, which explains how we gather , use , and safeguard personal information. Our Privacy Policy is part of the material that governs how you can use our website.
10. Changes to These Terms
We may update these Terms & Conditions from time to time to reflect changes to our website, services, business practices or legal requirements.
The latest version will be published on this page with the updated Last Updated date.
Your continued use of the website after changes are published means you accept the updated terms, to the extent permitted by law.
11. New Zealand Law
These Terms & Conditions are governed by the laws of New Zealand.
Any matters relating to your use of this website will be dealt with under the applicable laws of New Zealand.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us.
Right Choice Financial Limited
Trading as: Right Choice Finance
FSP: FSP1011591
Ground Floor, 39 Bishop Dunn Place
Botany, Auckland 2013
New Zealand
Email: info@rightchoicefinance.co.nz
Phone: 027 509 0203
Website: https://rightchoicefinance.co.nz/